Cheapest Suzuki SX4 Insurance in Aurora

It’s an obvious assumption that auto insurance companies don’t want their policyholders to compare prices. Insureds who shop around for the cheapest rate will probably buy a new policy because the odds are good of finding discount prices. A recent auto insurance study revealed that consumers who compared prices once a year saved on average $3,500 over four years compared to those who never compared prices.

If finding budget-friendly Suzuki SX4 insurance is your intention, then having an understanding of the best ways to find and compare insurance can make it easier to shop your coverage around.

Insurance quote for Suzuki SX4 in AuroraReally, the only way to get the cheapest auto insurance rates in Aurora is to compare prices regularly from providers in Colorado.

  1. Spend some time learning about how companies set rates and the steps you can take to lower rates. Many policy risk factors that result in higher rates like traffic violations and a less-than-favorable credit score can be controlled by being financially responsible and driving safely.
  2. Request rate estimates from direct, independent, and exclusive agents. Direct companies and exclusive agencies can give quotes from a single company like Progressive or State Farm, while independent agencies can quote prices from multiple sources.
  3. Compare the quotes to your current policy premium to determine if you can save on SX4 insurance in Aurora. If you find a lower rate and switch companies, ensure there is no coverage lapse between policies.

An important bit of advice to remember is to try to compare identical coverages on every price quote and and to get price estimates from as many carriers as you can. Doing this guarantees the most accurate price comparison and plenty of rates choose from.

Our goal is to let you in on how car insurance companies work and some money-saving tips. If you already have coverage, you stand a good chance to be able to reduce the price you pay using the ideas you’re about to read. Consumers just have to use the least time-consuming way to shop their coverage around instantly.

The companies in the list below can provide free rate quotes in Aurora, CO. If multiple companies are listed, it’s highly recommended you visit as many as you can to get the most affordable price.

Lower rates by qualifying for discounts

Car insurance is not inexpensive, but discounts can save money and there are some available to cut the cost considerably. A few discounts will automatically apply when you get a quote, but less common discounts must be manually applied before they will apply.Save money with discounts

We need to note that some of the credits will not apply to the whole policy. Some only apply to individual premiums such as collision or personal injury protection. So even though they make it sound like you could get a free car insurance policy, it’s just not the way it works.

The example below visualizes the comparison of Suzuki SX4 car insurance costs with and without discounts being applied to the rates. The data assumes a male driver, no accidents, no driving violations, Colorado state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, safe-driver, claim-free, marriage, multi-car, and multi-policy discounts applied.

Some companies that may have these discounts are:

Before purchasing a policy, check with all companies you are considering how many discounts you can get. Savings may not apply to policies in every state. To find providers who offer online Suzuki SX4 insurance quotes in Aurora, click this link.

Insurance analysis for a Suzuki SX4

The coverage information displayed next outlines detailed analysis of prices for Suzuki SX4 models. Understanding how rates are determined can aid in making smart buying decisions.

Suzuki SX4 Insurance Rates in Aurora, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
SX4 LE $264 $546 $352 $20 $106 $1,288 $107
SX4 2WD $302 $448 $352 $20 $106 $1,228 $102
SX4 Sport S $302 $644 $352 $20 $106 $1,424 $119
SX4 Sport SE $302 $644 $352 $20 $106 $1,424 $119
SX4 Technology 2WD $302 $546 $352 $20 $106 $1,326 $111
SX4 Sportback 2WD $302 $546 $352 $20 $106 $1,326 $111
SX4 AWD AWD $302 $546 $352 $20 $106 $1,326 $111
SX4 Sport GTS $302 $644 $352 $20 $106 $1,424 $119
SX4 Technology AWD $342 $546 $352 $20 $106 $1,366 $114
SX4 Touring AWD $342 $546 $352 $20 $106 $1,366 $114
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Colorado minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Table data does not factor in zip code location which can alter coverage prices noticeably.

Careless Aurora drivers pay higher rates

The chart below shows how traffic citations and accident claims influence Suzuki SX4 premium costs for different age groups. The rates are based on a single male driver, comp and collision included, $100 deductibles, and no other discounts are factored in.

Suzuki SX4 Insurance Price Factors

It’s important that you understand a few of the rating criteria that aid in calculating car insurance rates. If you have a feel for what controls the rates you pay, this enables you to make decisions that could result in lower rates.