Compare Audi S5 Insurance Quotes in Aurora

If you are new to online price comparisons, you may be overwhelmed by the vast assortment of companies that all say they have the best rates for Audi S5 insurance in Aurora.

Discount Audi S5 insuranceIt’s safe to conclude that auto insurance companies don’t want their policyholders to compare prices. Consumers who shop around for the cheapest price will probably switch to a new company because there are good odds of getting low-cost coverage. A recent survey found that drivers who compared rates annually saved approximately $850 each year as compared to drivers who never shopped around for lower prices.

If finding the best price on car insurance is why you’re here, knowing how to quote and compare car insurance can help make the process easier and more efficient.

Smart consumers take time to compare prices before your next renewal because insurance prices trend upward over time. Just because you had the best price on Audi S5 insurance in Aurora six months ago there is a good chance you can find better rates now. There are lots of tips to save on S5 insurance online, but by reading this article, you’re going to learn a bunch of ideas how to slash your auto insurance rates in Aurora.

Free Aurora Audi S5 insurance quotes

Most larger insurance companies allow consumers to get prices for coverage directly from their websites. Getting Audi S5 insurance prices online doesn’t take a lot of time as you simply type in your coverage information into a form. When the form is submitted, their quoting system pulls credit information and your driving record and generates a price based on these factors.

Getting online rate quotes for Audi S5 insurance in Aurora makes it easy to compare insurance prices and it’s necessary to get many rate quotes in order to find a better rate.

To find out what other companies charge, check out the insurance providers below. If you currently have coverage, we recommend you complete the form with the limits and deductibles as close as possible to your current policy. This way, you will be getting rate comparison quotes for similar insurance coverage.

The auto insurance companies shown below offer free rate quotes in Aurora, CO. In order to find cheap auto insurance in Aurora, CO, we recommend you click on several of them to get a more complete price comparison.

Get cheaper rates on Audi S5 insurance in Aurora with these discounts

Insuring your fleet can be pricey, but you may find discounts that could help you make your next renewal payment. Some trigger automatically at the time of quoting, but a few must be inquired about in order for you to get them.Cheaper insurance with discounts

One thing to note about discounts is that some of the credits will not apply to all coverage premiums. Most only cut individual premiums such as liability, collision or medical payments. Even though it appears all those discounts means the company will pay you, companies wouldn’t make money that way.

The information below shows the difference between Audi S5 insurance prices with and without discounts applied to the premium. The premiums assume a female driver, no claims or driving citations, Colorado state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-car, marriage, claim-free, safe-driver, homeowner, and multi-policy discounts applied.

To choose companies that offer some of these discounts in Colorado, follow this link.

Rates and statistics

The coverage information shown next showcases different insurance premium costs for Audi S5 models. Understanding more about how rate quotes are established is important for drivers to make decisions on the best policy to buy.


Audi S5 Insurance Rates in Aurora, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S5 4.2 Quattro 2-Dr Coupe $258 $606 $474 $28 $142 $1,508 $126
S5 4.2 Quattro 2-Dr Coupe $258 $606 $474 $28 $142 $1,508 $126
S5 3.0 Quattro 2-Dr Convertible $258 $544 $474 $28 $142 $1,446 $121
S5 4.2 Quattro 2-Dr Coupe $258 $670 $474 $28 $142 $1,572 $131
S5 4.2 Quattro 2-Dr Coupe $258 $670 $474 $28 $142 $1,572 $131
S5 3.0 Quattro 2-Dr Convertible $282 $606 $474 $28 $142 $1,532 $128
Get Your Own Custom Quote Go

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and Colorado minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Estimates do not factor in the specific area where the vehicle is garaged which can lower or raise auto insurance rates substantially.

Choosing deductibles

The hardest decision when buying coverage is where to set your physical damage deductibles. The following tables may help to conceptualize how much more you’ll pay when you buy lower versus higher deductibles. The first set of prices uses a $100 deductible for comprehensive and collision coverage and the second price table uses a $500 deductible.


Audi S5 insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S5 4.2 Quattro 2-Dr Coupe $420 $936 $352 $20 $106 $1,859 $155
S5 4.2 Quattro 2-Dr Coupe $420 $936 $352 $20 $106 $1,859 $155
S5 3.0 Quattro 2-Dr Convertible $420 $838 $352 $20 $106 $1,761 $147
S5 4.2 Quattro 2-Dr Coupe $420 $1032 $352 $20 $106 $1,955 $163
S5 4.2 Quattro 2-Dr Coupe $420 $1032 $352 $20 $106 $1,955 $163
S5 3.0 Quattro 2-Dr Convertible $458 $936 $352 $20 $106 $1,897 $158
Get Your Own Custom Quote Go

Audi S5 insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S5 4.2 Quattro 2-Dr Coupe $306 $632 $352 $20 $106 $1,416 $118
S5 4.2 Quattro 2-Dr Coupe $306 $632 $352 $20 $106 $1,416 $118
S5 3.0 Quattro 2-Dr Convertible $306 $566 $352 $20 $106 $1,350 $113
S5 4.2 Quattro 2-Dr Coupe $306 $698 $352 $20 $106 $1,482 $124
S5 4.2 Quattro 2-Dr Coupe $306 $698 $352 $20 $106 $1,482 $124
S5 3.0 Quattro 2-Dr Convertible $334 $632 $352 $20 $106 $1,444 $120
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Information does not factor in specific location which can modify coverage rates substantially.

Based on the figures above, using a $100 deductible will cost in the ballpark of $37 more each month or $444 each year than choosing the higher $500 deductible. Since you would pay $400 more to settle a claim with a $500 deductible as compared to a $100 deductible, if you normally average more than 11 months between claims, you would probably come out ahead if you choose the higher deductible. The illustration below shows a better example of how you can perform this determination yourself.

Average monthly premium for $100 deductibles: $157
Average monthly premium for $500 deductibles (subtract): – $120
Monthly savings from raising deductible: $37
Difference between deductibles ($500 – $100): $400
Divide difference by monthly savings: $400 / $37
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 11 months

Cautious drivers save money

The chart below shows how violations and fender-benders raise Audi S5 annual premium costs for different age groups. The costs are based on a married female driver, comp and collision included, $100 deductibles, and no discounts are applied to the premium.

Cost comparison with and without full coverage

The example below shows the comparison of Audi S5 insurance costs when comparing full coverage to state minimum liability only. The price estimates are based on no claims or driving violations, $250 deductibles, single marital status, and no discounts are applied.

When to drop comp and collision

There is no specific rule for dropping full coverage on your policy, but there is a general guideline you can use. If the annual cost of having full coverage is about 10% or more of any settlement you would receive from your insurance company, then you might want to think about dropping full coverage.

For example, let’s pretend your Audi S5 replacement cost is $8,000 and you have $1,000 deductibles. If your vehicle is totaled in an accident, you would only receive $7,000 after paying your deductible. If you are paying in excess of $700 annually to have full coverage, the it may be a good time to stop paying for full coverage.

There are some conditions where removing full coverage is not in your best interest. If you still have a loan on your vehicle, you have to carry full coverage as part of the loan conditions. Also, if you don’t have enough money to buy a different vehicle if your current one is totaled, you should keep full coverage in place.

Why Your Insurance Premiums might be higher

Many factors are used in the calculation when you get your auto insurance bill. A few of the factors are predictable such as your driving record, but other criteria are not quite as obvious such as your marital status or how safe your car is.

The items below are a few of the things used by your company to calculate rates.