How Much is Aurora Car Insurance for Drivers with Good Credit?

Finding out which company quotes the best auto insurance rates for drivers with good credit takes a little more sweat in order to find the lowest price. Each auto insurance company has their own guidelines to set premium rates, so we’ll go over the most budget-friendly auto insurance companies in Aurora.

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Cheapest insurance companies in Colorado
Rank Company Cost Per Year
1 The Hartford $834
2 Grange $949
3 USAA $1,009
4 Nationwide $1,109
5 Auto-Owners $1,168
6 Travelers $1,171
7 GEICO $1,176
8 State Farm $1,259
9 American Family $1,301
10 Amica $1,353
11 Progressive $1,362
12 Allied $1,483
13 California Casualty $1,488
14 Colorado Farm Bureau $1,592
15 Farmers $1,629
16 MetLife $1,885
17 Allstate $2,076
18 Encompass $2,165
19 Safeco $2,547
20 Titan $2,738
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The Hartford generally has some of the lowest car insurance rates in Aurora at around $834 each year. Grange, USAA, Nationwide, and Auto-Owners would also be considered some of the cheaper Aurora, CO car insurance companies.

As shown above, if you currently buy coverage from USAA and switched to The Hartford, you could realize savings of roughly $175. Insureds with Nationwide may save as much as $275 a year, and Auto-Owners customers might see rate reductions of $334 a year.

Bear in mind that those policy prices are averaged for all types of drivers and the different vehicles they drive and do not take into consideration an exact vehicle garaging location for drivers with good credit. So the insurer that has the lowest price for you may not even be in the list above. That emphasizes why you need to compare rates from as many companies as possible using your own driver data and vehicle information.

The type of vehicle you are trying to insure is probably the largest consideration that determines whether or not you can buy affordable coverage for drivers with good credit. Vehicles with higher performance, poor safety ratings, or a history of substantial liability claims will cost quite a bit more to insure than more economical and safe models.

The next list features car insurance premiums for some of the most economical automobiles to buy insurance for.

Cheapest Vehicles to Insure in Aurora, CO
Make and Model Estimated Cost for Full Coverage
Honda CR-V EX 2WD $1,433
Hyundai Elantra GLS Touring Station Wagon $1,439
Ford Escape XLT 2WD $1,433
Honda Odyssey LX $1,439
Ford Explorer XLT 2WD $1,462
Dodge Grand Caravan SE $1,468
Honda Accord LX 4-Dr Sedan $1,477
Volkswagen Jetta S 2.5 Station Wagon $1,559
Jeep Wrangler Sport Islander Package 4WD 2-Dr $1,624
Toyota Corolla LE $1,629
Ford Edge Sport AWD $1,636
Toyota Prius $1,634
Nissan Rogue S 2WD $1,657
GMC Sierra 2500HD SLE Crew Cab 4WD $1,660
Ford F-150 Lariat Crew Cab Harley 2WD $1,670
GMC Sierra SLE Regular Cab 2WD $1,696
Chevrolet Impala LT $1,703
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Price data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, homeowner, and multi-policy. Estimates do not factor in your specific Aurora, CO location which can affect price quotes significantly.

Based upon the rates shown, you can conclude that cars like the Honda CR-V, Hyundai Elantra, Ford Escape, and Honda Odyssey are going to be the more affordable vehicles to insure for financially responsible drivers.

For financially responsible drivers, one of the big considerations that are used to help calculate insurance cost is where your car is garaged in Aurora. Cities with larger populations tend to pay more, whereas areas with less congestion have the luxury of cheap car insurance rates.

The illustration below ranks the most expensive places in Colorado for drivers with good credit to purchase auto insurance in. Aurora is listed at #1 with an annual rate of $1,417 for the average policyholder, which is about $118 monthly.

How much does car insurance cost in Aurora, CO?
Rank City Premium Per Year
1 Aurora $1,417
2 Pueblo $1,412
3 Denver $1,397
4 Northglenn $1,342
5 Lakewood $1,324
6 Thornton $1,320
7 Centennial $1,317
8 Commerce City $1,314
9 Littleton $1,293
10 Security-Widefield $1,291
11 Colorado Springs $1,290
12 Ken Caryl $1,287
13 Arvada $1,269
14 Highlands Ranch $1,267
15 Brighton $1,247
16 Westminster $1,246
17 Parker $1,233
18 Castle Rock $1,224
19 Boulder $1,195
20 Longmont $1,179
21 Broomfield $1,179
22 Greeley $1,122
23 Grand Junction $1,120
24 Loveland $1,107
25 Fort Collins $1,056
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Rate quotes are estimated as the specific garaging location can change coverage rates significantly.

Picking the top auto insurance provider is hard considering how many companies are available to choose from in Colorado. The rank data in the lists below could help you choose which car insurance providers you want to consider shopping prices with. The rankings below are for the largest companies in America, so smaller companies are not taken into consideration for these rankings.

Top Auto Insurance Companies for Drivers with Good Credit in Aurora, CO
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Farmers Insurance 78 87 88 79% A 84.3
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Data Source: Best Car Insurance Companies

The illustration below shows how different deductible levels can affect insurance costs when getting quotes for cheap insurance for drivers with good credit. The premium estimates are based on a married female driver, comp and collision included, and no discounts are applied to the premium.

The chart above illustrates that a 50-year-old driver could lower their policy premium by $240 a year by changing from a $100 deductible to a $500 deductible, or save $362 by using a $1,000 deductible. Youthful drivers, such as the 20-year-old chart data, can save up to $594 every year just by choosing larger deductibles. If you do raise deductibles, it will be necessary to have enough funds in savings to be able to cover the extra out-of-pocket expense, which is the main drawback of higher deductibles.

Safe drivers pay less for auto insurance

The obvious way to enjoy the best auto insurance premiums in Aurora for financially responsible drivers is to drive cautiously and avoid accidents and violations. The example below highlights how traffic violations and at-fault collisions influence insurance premiums for each age group. The data is based on a married male driver, comp and collision included, $100 deductibles, and no discounts are applied.

In the previous chart, the average cost of an auto insurance policy per year with no accidents and a clean driving record is $2,341. Get one speeding ticket and the average cost hikes up to $2,688, an increase of $347 each year. Then throw in two accidents along with the one speeding ticket and the yearly cost of auto insurance for drivers with good credit increases to an average of $5,587. That’s an increase of $3,246, or $271 per month, just for not driving carefully!

The Aurora auto insurance agencies shown below are a good start to help you make a decision which car insurance policy is best, since lots of people like to have a little guidance when comparing insurance rates for financially responsible drivers. It can be complicated to find the cheapest car insurance policy, so insurance agents can provide you comfort knowing your policy gives you sufficient coverage for your assets.

To locate an Aurora insurance agent close to you, click the button following the list or click here to compare rates now.

American Family Insurance – Rick Laikola Agency Inc.
3102 S Parker Rd Ste A16Aurora, CO 80014(303) 696-2666

Allstate Insurance: Mario J Morales
14241 E 4th Ave #305Aurora, CO 80011(303) 366-6800

State Farm: Joel Kruschwitz
9801 E Colfax AveAurora, CO 80010(303) 344-1175

Farmers Insurance – Patricia Rusho
13780 E Rice Pl #112Aurora, CO 80015(303) 317-2411

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How to find budget-friendly car insurance for drivers with good credit

It’s not impossible to find cheaper rates, and here are some of the better thrifty ideas that can help you get low-cost car insurance.

The last tip is highly crucial, as was pointed out in the prior information. Prices charged by car insurance companies in Aurora fluctuate constantly, so drivers shouldn’t hesitate to switch carriers if a lower price can be found.

Many drivers tend to have loyalty to a certain company, but it isn’t a good idea if that dedication is costing hundreds of dollars year after year. It takes less than five minutes to shop around to find cheaper car insurance for drivers with good credit.