Who Has Affordable Aurora Car Insurance Quotes for a School Permit?

The make and model of vehicle that is being insured is a significant factor when quoting low-cost auto insurance for a school permit. Vehicles with higher performance characteristics, poor safety ratings, or a history of substantial liability claims will cost more to insure than more modest models.

The data below estimates insurance premiums for a selection of the most cost-effective automobiles to insure.

Cheapest Vehicles to Insure in Aurora, CO
Make and Model Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $5,161
Honda CR-V LX 4WD $5,167
Ford Escape Limited 2WD $5,212
Toyota Prius $5,587
Ford F-150 XLT Regular Cab 2WD $5,746
Honda Odyssey LX $5,753
Dodge Grand Caravan CV $5,797
Volkswagen Jetta 2.0T Station Wagon $5,912
Honda Civic DX 4-Dr Sedan $6,073
Chevrolet Silverado LS Extended Cab 4WD $6,124
Chevrolet Impala LT $6,130
Toyota RAV4 Limited 2WD $6,124
Toyota Camry LE $6,134
Chevrolet Malibu Hybrid $6,124
Chevrolet Equinox LS AWD $6,132
Compare Cheap Rates Go

Data rating is based on single female driver age 17, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include claim-free, and safe-driver. Table data does not factor in specific location information which can revise insurance rates considerably.

Based upon the rates shown, you can conclude that models like the Hyundai Elantra, Honda CR-V, and Ford Escape are most likely to be the cheapest vehicles to insure for a learners permit. The price for car insurance will be more costly just because there is more inherent risk for a school permit, but overall those models will tend to have the best rates that you’ll find.

For a learners permit, one of the largest components that help determine the price you pay for insurance is where you live. More densely populated places tend to pay slightly more, whereas less populated areas benefit from lower prices.

The following table sorts the priciest cities in Colorado for a school permit in which to purchase auto insurance. Aurora is listed at #4 with an annual rate of $1,361 for the average insured, which is around $113 each month.

How much is car insurance in Aurora?
Rank City Annual Premium
1 Pueblo $1,440
2 Denver $1,397
3 Lakewood $1,365
4 Aurora $1,361
5 Commerce City $1,354
6 Northglenn $1,329
7 Colorado Springs $1,329
8 Thornton $1,320
9 Centennial $1,317
10 Security-Widefield $1,304
11 Arvada $1,295
12 Littleton $1,293
13 Ken Caryl $1,287
14 Westminster $1,284
15 Parker $1,270
16 Highlands Ranch $1,267
17 Brighton $1,235
18 Castle Rock $1,211
19 Broomfield $1,203
20 Longmont $1,179
21 Boulder $1,171
22 Grand Junction $1,166
23 Greeley $1,122
24 Loveland $1,107
25 Fort Collins $1,056
Find the Best Rates Go

Rates are approximated as specific Aurora zip code can revise insurance rates greatly.

The example below shows how different deductible levels can increase or decrease annual premium costs when getting quotes for cheap insurance for a school permit. The rate quotes are based on a single female driver, full coverage, and no policy discounts are applied.

A 50-year-old driver could reduce rates by $334 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $502 by changing to a $1,000 deductible. Younger drivers, such as the 20-year-old example, could possibly save $846 or even more just by using higher deductibles.

When using a larger deductible, it is a good idea to have enough savings to satisfy the extra out-of-pocket expense, which is the primary disadvantage of high deductibles.

Finding a good quality insurance company is hard considering how many companies there are in Colorado. The ranking data in the lists below may help you decide which providers you want to consider when trying find the best insurance for a school permit. These rankings include companies that insure vehicles across America, so smaller companies that only insure vehicles in Colorado are not taken into consideration for these rankings.

Top 10 Large Auto Insurance Providers in Aurora Ranked by Claims Service

  1. State Farm
  2. Esurance
  3. AAA Insurance
  4. Progressive
  5. Liberty Mutual
  6. GEICO
  7. Allstate
  8. Titan Insurance
  9. The Hartford
  10. The General

Top 10 Large Auto Insurance Providers in Aurora Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. The General
  5. Progressive
  6. Allstate
  7. AAA Insurance
  8. American Family
  9. Nationwide
  10. Travelers

Get discount Aurora insurance rates

Discounts on insurance for a school permitAuto insurance companies that offer quotes for a school permit may also offer price discounts that could lower prices by as much as 35% if you meet specific eligibility requirements. Popular insurance companies and some of their more popular discounts are detailed below.

The example below compares insurance costs with and without discounts applied to the premium. The information is based on a female driver, a clean driving record, no at-fault accidents, Colorado state minimum liability limits, full physical damage coverage, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The lower bar shows the rates with paperless filing, paid-in-full, continuous coverage, passive restraint, vehicle safety, and good student discounts applied. When taking advantage of discounts, theamount saved on insurance for a school permit is 28% or $676.

How to find the cheapest car insurance for a school permit

The list below summarizes some thrifty ideas that can help Colorado drivers buy lower-cost auto insurance.

The last idea is certainly important, as was emphasized in this write-up. Car insurance prices in Aurora can change considerably based on profitability, so drivers shouldn’t be resistant to switch carriers if a more affordable rate is found. Staying with the same car insurance company is fine, but we do not recommend it if that stubbornness costs you thousands of dollars over the life of your policy. In just a couple of minutes you could shop around to find cheaper car insurance for a school permit.

If you aren’t sure which coverage you need and prefer to have some professional guidance when comparing insurance rates for a school permit, the agents listed below are a good start to help you determine which is the best policy.

To find an Aurora insurance agent using an interactive map, click the button after the list.

View map of Aurora, CO insurance agents